Swaraj 744 Series (2026): FE vs XT vs 4WD Guide

If you've been shortlisting tractors in the 45–50 HP range this year, chances are the Swaraj 744 series has already caught your attention — and for good reason. With updated pricing, stronger warranty coverage, and tightening emission norms, the 2026 Swaraj 744 lineup is one of the most talked-about options among Indian farmers right now.

But here's where it gets tricky: choosing between variants isn't as simple as picking the one with the lowest price tag. Whether you're weighing the Swaraj 744 FE vs 744 XT, trying to make sense of the 4WD vs 2WD difference, or wondering if the extra investment in the Swaraj 744 FE 4WD is actually worth it for your land type — these are real questions that deserve honest, detailed answers.

In this guide, we cover everything that matters before you sign the papers. You'll find a complete breakdown of Swaraj 744 engine specs — including the 3,478 cc displacement, torque output, and PTO horsepower — alongside real-world fuel efficiency and mileage figures that farming conditions actually produce. We also walk you through lifting capacity, the updated 6-year/6,000-hour warranty, and state-wise on-road pricing so you know exactly what you're paying, wherever you are.

And because no buying guide is complete without context, we've included a Swaraj 744 vs Mahindra 575 DI comparison to help you decide whether the Swaraj 744 truly earns its spot as the best 50 HP tractor in India for 2026 — or whether a competitor edges it out for your specific needs.

Let's break it all down.

What’s New in Swaraj 744 Series 2026?

The Swaraj 744 series price 2026 reflects more than just a rate change. This year, buyers get the Swaraj 744 warranty 6 years 6000 hours, which protects your engine and transmission if serviced on time. For many farmers asking Which Swaraj 744 variant should I buy, this long warranty reduces risk and improves long-term value.

The 50 HP models now follow updated emission rules, so always check the sticker before booking. The XT variant especially shows cleaner engine tuning in every Swaraj 744 XT 3478 cc engine review. Newer builds also offer IPTO in select trims, better operator space, and improved metal body strength. When checking Swaraj 744 on-road price state wise, remember taxes and insurance vary by region.

2026 Variants at a Quick Glance

Below is a clear Swaraj 744 FE vs 744 XT comparison including the 4WD option.

Feature	744 FE	744 XT	744 FE 4WD
HP	45–48 HP	50 HP	48–50 HP
Engine CC	3136/3307 cc	3478 cc	3307 cc
Lifting	1700–2000 kg	2000 kg	2000 kg
Drive	2WD	2WD	4WD
Price Range	₹7.80–8.50 L	₹7.40–7.95 L	₹8.70–9.10 L

The Swaraj 744 engine cc and torque details show XT has the highest 3478 cc engine. That means better backup torque under load. In terms of Swaraj 744 lifting capacity and PTO HP, all variants handle heavy tools well, but XT gives stronger pull.

The Swaraj 744 2WD vs 4WD difference is simple: 4WD gives nearly 25% better traction in wet soil. FE remains famous for Swaraj 744 FE resale value in India, while XT suits commercial users. When checking the Swaraj 744 XT price and specifications, compare fuel tank size, gearbox pattern (center shift vs side shift), and wheelbase stability.

Variant-Wise Tractor Review

Swaraj 744 FE – The Safe Choice

The FE stands for fuel efficiency. In real use, Swaraj 744 mileage and fuel efficiency are slightly better than XT. Its simple design keeps maintenance low and helps strong Swaraj 744 FE resale value in India.

Best for:

• Mixed farming
• Trolley work
• Dry fields
• Budget-focused buyers

If someone asks Which Swaraj 744 variant should I buy for safe investment? FE is the answer.

Swaraj 744 XT – Power Performer

The highlight in every Swaraj 744 XT 3478 cc engine review is torque. It does not slow down easily under load. In our Swaraj 744 FE vs 744 XT comparison, XT wins in power and comfort.

Key points:

• 3478 cc engine (highest in series)
• Side-shift gearbox
• Wider platform
• Better for long hours

The Swaraj 744 XT price and specifications make it attractive for those wanting the Best 50 HP tractor in India 2026. Fuel use is slightly higher than FE, but output is faster.

Swaraj 744 FE 4WD – Wet Field Specialist

When checking the Swaraj 744 FE 4WD price in India, it costs more than 2WD. But in puddling or black soil, front-wheel pull matters.

The Swaraj 744 2WD vs 4WD difference becomes clear in muddy land. 4WD gives grip and balance. For slopes or rice farming, it pays back in fewer stuck hours. Many buyers comparing Swaraj 744 series price 2026 see this as a long-term advantage.

Quick Decision Guide

Choose FE if:

• You want strong Swaraj 744 mileage and fuel efficiency
• You care about resale
• Your land is dry and flat

Choose XT if:

• You need higher torque
• You rent the tractor
• You want better comfort
• You are comparing Swaraj 744 vs Mahindra 575 DI comparison for power

Choose FE 4WD if:

• You grow paddy
• Soil is loose or wet
• You want extra traction

Ownership Cost Matters

When checking Swaraj 744 on-road price state wise, include insurance and RTO. 4WD models cost more to register. Over 5 years, diesel cost depends on usage. FE shows better Swaraj 744 mileage and fuel efficiency, while XT earns more in commercial work.

The Swaraj 744 warranty 6 years 6000 hours lowers service risk. Spare parts are widely available. After 5 years, FE usually leads in Swaraj 744 FE resale value in India.

How It Stands vs Rivals

In every Swaraj 744 vs Mahindra 575 DI comparison, 744 XT offers higher cc and stronger torque feel. The 744 sits between smaller 735 and bigger 855, making it balanced.

Many farmers shifting from 575 DI prefer XT after checking Swaraj 744 XT price and specifications. For buyers searching for the Best 50 HP tractor in India 2026, the 744 series remains a strong option thanks to engine strength, warranty support, and value.

Final Buying Checklist

Before final booking:

• Check emission sticker
• Confirm IPTO
• Verify Swaraj 744 series price 2026
• Compare Swaraj 744 2WD vs 4WD difference
• Ask about warranty card
• Inspect gear comfort
• Calculate Swaraj 744 on-road price state wise

After reviewing all Swaraj 744 engine cc and torque details, pricing, and resale trends, your choice becomes simple and confident.

Conclusion 

Which Swaraj 744 Wins?

The Swaraj 744 series proves that one tractor model cannot fit every farm. The FE, XT, and FE 4WD are all strong machines, but each serves a different type of land, workload, and budget. Your final choice should depend on how you use the tractor daily, not just the HP number.

Here is the clear takeaway:

• Best Value: Swaraj 744 XT
• Best for Puddling: Swaraj 744 FE 4WD
• Safest Investment: Swaraj 744 FE

Choosing the wrong variant can mean lower performance or spending more than needed. Always compare power, traction, mileage, and long-term resale before booking.

The right 744 is not about HP alone. It is about matching power, traction, and budget with your soil and future plans.

FAQ

1. What is the average price of a used Swaraj 744 tractor in India?

   Used prices depend on condition and year. You can check live listings on our Used Tractors page or use the Value Your Tractor tool for estimates.

2. Can I get a tractor loan for Swaraj 744 models?

   Yes, easy EMI options are available. Visit our Finance and Loans page to compare bank offers and eligibility details.

3. Is insurance necessary when buying a new 744 variant?

   Insurance protects your tractor from damage and risk. You can explore coverage options on our Insurance section.

4. Where can I compare Swaraj 744 with other tractors?

   You can use our Compare Tractors tool to check features, pricing, and performance side by side.

5. Does TFE provide guidance before buying a tractor?

   Yes, our Choose Right Tractor and Know Your Tractor tools help you make a smart decision.